Call now for your FREE evaluation. This package is limited to the first customers. So call today! Crystal has owned several small businesses over the years and is a licensed Real Estate Agent. Rick has also owned several small businesses and is an active member of the Air Force Reserves.
They need the fellowship and to know there are people in the community that want to help them. No one is taking about the common denominator that strings all of these shootings together Camp Meriwether, Luthersville. Try us today and feel the natural difference. Cuts to the hand, muscle tears and low back injuries all share one thing in common: they campp Paid Advertisement.
Home pregnancy tests cost. Account Options
But you leave the tip in cash on the table instead. You may reach her at LeisaB marietta-psychologist. Cook on Med High until liquid is reduced and greens are soft. A refusal to correct is Wives horses refusal to love; love your children by disciplining them. The mixture of different densities helps you Girl scout camp sores acworth ga your desired appearance. How do I find a class? In July buyers were struck with ever-changing interest rates that eventually spiraled out of control towards the end of the year. Get an eye exam. She is moving out of Georgia with her husband to be closer to family. Acworth Community Magazine welcomes your comments, stories and advertisements.
Cookies, campfires, and bracelets are all part of the journey, but changing the world?
- Coupons open to all customers.
- Our Town is not responsible for errors in advertising beyond the cost of the space or for the validity of claims made by advertisers.
Mouse over for Camp Photos. There are acres of rolling hills, shady woods and open fields. Ways to Camp. Outdoor Our Camps Camp Meriwether.
Camp Meriwether Dining Hall: Dining hall has a maximum capacity of people. Centrally heat and cooled building. Covered porch on three sides; bathroom facilities. No crafts containing glue, glitter, paint, wax or tie-dye.
Refrigeration equipment not available unless arranged in advance. Dandelion Troop House has a maximum capacity of 28 people overnight , and 40 people during the day. Leader room has one bunk bed and private half bath. Whitney Grove Troop House has a maximum capacity of 24 people, day or overnight. Leader room with four cots. Most of this unit is largely accessible to a person using a wheelchair or with limited mobility. The general terrain is level and flat. The fire ring has level roll-in access.
Entry into the bathroom is flat. There is one accessible toilet stall with raised stool and grab bars. The shower stalls have grab bars and a flexible shower head with hose, but no shower seat and a raised lip entry which does not permit roll-in. Cabin Village 1: Daisy's Den, Sunshine, and Hummingbird cabins have a maximum capacity of 16 people , day or overnight.
The general terrain is mostly hilly and slightly steep on the trail with access from the gravel road. Three of the fire rings have level roll-in access. The interior of the cabin is open and allows for easy wheelchair movement.
Cabin Village 2: These cabins are slightly farther from the parking lot than Village 1. Rhodes Cabin is remote, furthest from the bathhouse, but includes a small bathroom with two stalls. The Nightingale cabin is closest to the bathhouse, with a ramp access. The interior of the Nightingale cabin is open and allows for easy wheelchair movement. Entry into the bathroom is flat once you get to the concrete. The shower stalls have grab bars, flexible shower head with hose, shower seat and a raised lip entry that does not permit roll-in.
The sleeping arrangements in these units do not support female and male mixed group overnights. Housing: primitive camping, air-conditioned cabins, and troop houses for large groups. Best Known For:. English Horsemanship. Gymkhana horse games. Challenge Course. Contact Information:.
Chip Allen owner of J. Kennesaw Mountain High School Kenn. They felt he was the perfect individual for the job based on all his accomplishments in his city and county. Adjust your chair and computer so your screen is approximately 20 to 24 inches from your eyes and slightly below eye level. For the greatest comfort at your computer, you may benefit from having a customized eyeglasses prescription for your computer work. I just shook my head. No part of this publication may be reproduced or transmitted in any form or by any means without written permission from the Publisher.
Girl scout camp sores acworth ga. How it Works
The Mayor inspired them to think big and cast visions for the future. These sixth grade students were encouraged to use their God-given abilities to inspire others impacting their world for Christ. Oak Grove Elementary School students participated in a school spelling bee to determine who would represent Oak Grove in the Cherokee County School District spelling bee. Principal Dr. At Northside, our skilled doctors and nurses perform more surgeries than any other hospital in Georgia.
Visit us online at www. Make sure you are there by 8 p. The hunt will be for all children through the 5th grade. Within each age group, there will be a prize egg that can be redeemed for great prizes. All participants will receive a miniflashlight courtesy of Cobb EMC, to help light their way.
The hunts will take place on the football fields North side of the Complex ; parking will be available on the South side of the Complex where the baseball fields are located. This hunt will begin at p. On Thursday, March 29, at p. It is a fictional account based on all four of the Gospels. The drama shows the women followers of Jesus as they prepare for the Passover Feast in the wake of the torturous and emotional day of His death on the cross.
The presentation is accented with live music and presents an insightful introduction to the Easter season. Admission is FREE, please call for more information. The scramble will begin promptly at 11 a. A fourth field will be designated for children with special needs or those who require assistance. A family entertainment stage will feature live music and dance performances from local groups, including Daystar Dance Academy and Victory North Church, who is the presenting sponsor for the event.
Food and beverages will be sold on-site. Parking is available throughout Adams Park, which is located at Watts Drive. For more information, please visit www. In the event of inclement weather, the event will be rescheduled on Saturday, April 7. Seatings are available at 8 a. Children will have a chance to meet and have their picture taken with the Easter Bunny. Children ages 3 and under are free. Tickets can be purchased in-person at the Ben Robertson Community Center, or online at www.
Events sponsors include iHop and Krispy Kreme. Initially, the VIRO will be open on the first and third Wednesday and the second and fourth Saturday of each month from 11 a. The U.
The VIRO will utilize community volunteers from the American Legion members who wish to serve those who have served from the local communities. They will connect the veteran to the appropriate benefits, services and entitlements subject matter expert in the most streamlined manner possible.
Also, it will allow many of them to remain within their community and not travel outside the greater North Cobb, South Bartow, South Cherokee or East Paulding counties. Most veterans are not aware of the benefits to which they are entitled. Veterans who come to the VIRO office will be able to speak with a volunteer about accessing benefits for which they might be entitled to. They will also be asked to complete an information form so that a VA representative can follow up with them regarding the services in which they are interested.
Family members and survivors of veterans may also be potentially eligible for benefits, to include education, The Legion boasts some 2,, veteran-members world-wide. The day began when you were greeted by the students, given an introduction and introduced to one of the students who became your one-on-one tour guide.
The guides explained how they are taught and practice the 7 Habits of Highly Effective People, while showing examples of their work throughout the school and their classrooms. Following the tour, each grade participated in the presentation, where they demonstrated The 7 Habits of Happy Kids. The highest status to attain as a "Leader in Me" school is to become a "Lighthouse" school, which they are well on their way to becoming after hosting their Leadership Day and showing the community their leadership abilities.
For more information on the program, please visit www. This is a great opportunity to find a fabulous new dress for prom, as well as earn some extra cash! The consignment sale will accept long and short formal dresses, shoes and hand bags. Last year, there was a huge inventory with more than dresses! The organization is dedicated to supporting, enhancing and empowering girls through promoting academic achievement and community service. They will also accept donated dresses to help support our program.
Dresses may be donated even after the sale is over. Sponsor fee includes a 6 ft. For more information or to become a sponsor, please call or email promsale11 yahoo. The sale to the public will be held Friday, March 2, from 9 a. For more information, call or visit www. The church is located at Due West Road, Marietta. High-quality items at greatly reduced prices. For more info, please call or email duewesttreasurechest yahoo. They will offer gently worn baby, kids, juniors and maternity clothes, plus shoes, accessories, toys, books, games, bedding, nursery equipment and tons of baby gear.
Register through March For more info or to register to be a seller, visit www. Everything you need for your family! Strollers are welcome! NEW electronic tagging, so a much faster checkout! Open to the public on Saturday, March 10, 9 a. For more information, call , email sale nowamom. Please bring in this notice for special admittance at a. Gently used and new items will be sold by animal rescue organizations in approximately 20, sq.
Pet Buddies Food Pantry will be accepting donations of unopened dry and canned dog and cat food during the sale. For more information, call Celebrating on March 22 Happy Birthday Memaw!
The couple will exchange vows on March 24 at the Cedar Plantation in Acworth. They will honeymoon in St. Lucia and will reside in Kennesaw. The couple will exchange vows on March They will honeymoon in Mexico and will reside in Jefferson, GA. Send all announcements to: editor aroundacworth. Enclose a SASE for photo return. Please reference the format used.
Your initial RMDs from these accounts will only be required after you retire. The annual deadline is December 31, right? Yes, with one notable exception. Calculating RMDs can be complicated. You probably have more than one retirement savings account.
You may have several. So this gets rather intricate. However, the IRS gives you some leeway about how to withdraw the money. A separate RMD must be calculated for each qualified retirement plan to which you have contributed.
What is Hyperlocal Marketing? Hyperlocal marketing is a term that is thrown around quite a bit these days. However, it is probably the oldest form of marketing.
Prior to the advent of the Internet, mobile media, television, radio, and other traditional media, business owners had no other form of promoting their businesses than by spreading the word to prospective customers in their hyperlocal markets. Don Kyle Hyperlocal methodology has not changed over the years, but the technology and tools have and will continue to evolve. In the beginning, hyperlocal marketing included a lot of activity by merchants, such as vendors shouting out in public markets, selling their goods in the streets, community festivals, and so on.
Advertising through word-of-mouth is still one of the most effective ways to promote your business. Think how often neighbors discuss information about local restaurants and businesses while they are socializing? These discussions now proliferate social media, along with numerous sites that rate businesses, activities, services, etc. A hyperlocal market for each business may differ slightly depending on the type of business you operate and the makeup of your community.
It may be as small as a neighborhood or as as large as a town or city. Regardless of your hyperlocal market size, you must construct a strategy that will allow you to effectively reach your market. So how can businesses proactively participate in hyperlocal marketing today? In previous articles, we discussed branding, community involvement, text message marketing and business networking. All of these activities and tools can become integral parts of your hyperlocal marketing campaign.
By becoming involved in your community, you are spreading the word about your business. Likewise, business networking does the same to other business owners, many of whom can become great referral sources and maybe even affiliates.
By properly branding your business, you can craft the ideal message you want to promote. Text message marketing is just one of the many tools at your disposal to help you spread the word to your prospective customers. There are a number of ways to promote your message to your hyperlocal market today, including the Internet, mobile media and traditional forms of advertising.
Keep in mind, however, that good old fashioned word-of-mouth advertising is still one of the best; so get involved in your hyperlocal market today. Please feel free to submit questions about your business and I will address them in future columns. By making sure the equipment is in top notch shape, we can assure a homeowner that they are receiving the lowest operating cost and the most comfort possible from their system.
Dan Jape. Another home system that needs maintenance, but that is commonly overlooked, is your plumbing. We all use our plumbing year after year, neglecting the routine items that should be looked at on a regular basis. One should consider a plumbing service agreement that will assure peak performance and possibly avoid a costly leak or accidental outage.
Dye should be put in the tank to see if any water leaks into the bowl to detect this potential costly leak. All toilet flapper valves should be inspected and replaced to make sure they are in good shape and not leaking.
The manufacturer recommends these be replaced once a year to prevent leaks and failure. All faucets and water lines should be checked for leaks and repaired when needed. There can be a small drip under a vanity or kitchen sink that you do not see until it ruins your cabinet or hard wood floors. All fixture drains should also be checked for leaks and it is a good practice to snake out all tub drains to clear out any hair or soap buildup. This assures that you will not have a clog that can become a major problem.
All washing machine hoses and drains should be checked along with all outside hose bibs. Water is delivered to your home at high pressure and then a component, called a pressure reducing valve, lowers the pressure for use in the home.
Pressure inside your home can be no more than 80PSI and if it is higher, it can damage all the plumbing fixtures in your home. The pressure has to be checked yearly to make sure this valve is not out of adjustment. If your flue stops working, your home can become filled with carbon monoxide. The emergency pressure relief valve needs to be continued on page Chiropractic and Low Back Pain You never know how much you use your lower back until you hurt it or it becomes painfully obvious that something is wrong.
When your lower back is injured, every movement becomes painful. Simple actions, such as getting out of a chair or bending over the sink, become excruciating and your daily routine becomes difficult and frustrating.
Back pain affects 60 to Dr. Sherri Ziomek 80 percent of U. Some of these problems are easily treated and never return, but in five to ten percent of patients, low back pain becomes chronic and the person continues to have recurrences and exacerbations. A recent study conducted by the Medical Research Council, a research organization based in the United Kingdom, has found that patients given a combination of spinal manipulation and exercise experienced greater improvement in back function and greater reduction in pain compared to those treated with spinal manipulation or exercise only.
Most mechanical lower back pain is associated with tight leg muscles and weak abdominal muscles. Leg muscles need to be stretched and abdominal muscles need to be strengthened to avoid recurrences of lower back pain. People are generally not aware of these relationships. Also, abdominal strengthening is usually the last thing a person thinks of when he or she thinks of doing exercise. Exercise is a three-step process: stretching, exercising and abdominal strengthening.
Stretching prepares you for the work of exercise, and is done after a brief warm up — gently and gradually. You may be tighter than usual on a particular day. Abdominal strengthening helps support the lower back. Spinal muscles are not designed to carry your body weight. With so many people using computers at work, eyestrain has become one of the leading office-related health complaints.
So what can you do about it? Here are steps you can take to reduce computer eye strain and the other common symptoms of computer vision syndrome CVS : 1. Get an eye exam. This is the most important thing you can do to prevent computer vision problems. Use proper lighting. Computer eyestrain is often caused by excessively bright ambient lighting — either from outdoor sunlight coming in through a window or from harsh interior lighting.
Minimize glare. Glare on walls and finished surfaces as well as reflections on the computer screen can also cause computer eyestrain. If you wear glasses, have an anti-reflective AR coating applied to your lenses.
Upgrade your display. Adjust the brightness and contrast of your computer screen. For more comfortable viewing, adjust the display settings on your computer so the brightness of the screen is about the same as your work environment.
Blink more often. Blinking is very important — it rewets your eyes to keep them moist, comfortable and clear. Also, keep a bottle of artificial tears at your workplace and use them to moisten your eyes often during prolonged computer use. Exercise your eyes. Another cause of computer eyestrain is focusing fatigue. To reduce your risk of focusing fatigue during computer use, look away from your screen or monitor every 20 minutes and gaze at a distant object across the room, relaxing your focusing muscles.
Take frequent breaks. Take frequent, short breaks from your computer work throughout the day. Modify your workstation. Looking back and forth between a printed page and your computer screen can also cause eyestrain. To improve comfort during these tasks, place the print material on a copy stand adjacent to your screen or Continued on page Fried okra was the only green veggie I would eat.
Fortunately, my attitudes have changed. Dark, green, leafy vegetables are nutrition powerhouses, providing a concentrated source of both vitamins and minerals. Spinach is the most common and can be used in almost anything you can imagine. Not only is frozen spinach cheaper, it provides the same amount of nutrients as fresh.
Tiffany Hughes. Turnip greens are another one of my new faves, and there are a couple shortcuts to cooking them. Buy a bag of prepared greens at the grocery store, then put in a large pot with 32 oz. Mix all ingredients and. Cook on Med High until liquid is reduced and greens are soft. Add a dash of hot sauce and some garlic, and voila, instant goodness without the need for a ham hock. Save the leftover liquid for the next time you make soup or pasta for extra flavor.
Kale is another green that is good for you, but it can be a pain to clean. It has to be washed thoroughly or your dish will be gritty. However, if you are trying to sneak it into a dish without anyone knowing, try bunching it up, then slice very thinly. You can use the slivers of kale in salads, soups, etc. This works for any leafy green that you are trying to force feed, or, slip to your kids without them knowing.
You might be surprised at the tasty dishes you can create. Happy cooking everyone! Tiffany Hughes is an Acworth resident who enjoys spending time with her family and furbabies.
Thursday, March 22, a. Chip Allen owner of J. It seems that the housing market is still struggling on its road to recovery and more and more of my remodeling clients have decided to stay put. They have chosen to turn their current home into their dream home instead of going out and buying it. So, if you too have decided to stay put and upgrade your home and wait it out, let me give you some thoughts on how to maximize and stretch your dollar on your next remodel.
However, if you have some knowledge in the construction process and want to take a project on for yourself and really enjoy the work, then by all means, GO FOR IT!
If you work full time and think you can do it in the evenings after work, understand this; depending on the size of your project, this will soon become your second full time job. An easy way to save money is to handle the job site cleaning yourself instead of asking the contractor.
It is not the most glamorous, mind you, but still very important. A clean work area keeps workers safe, and helping out with the project lets you track what materials are used and monitor the progress. Also, as surplus materials appear, if any, check with your contractor to see if they are needed and set them aside in a safe place. That way the materials will be taken back in resale condition and will allow you to get your full refund, these can add up quickly.
Depending on how large your project is, painting is also another great way to save money, especially since this can be a large ticket item. Whatever task you choose to take on, realize that your contractor will set the pace of your job.
Be sure to stay within the time line so as not to push out your date of completion. If you are on a tight budget, it is important to let your contractor know that you want to tackle some things yourself. Ask the contractor to suggest ways that you can become more involved in your remodeling project.
So be smart, be safe and know your limitations. Jeff Glover can be reached at He is the owner of Jeffrey C. He is also a licensed real estate agent with Prudential — Georgia Realty. Jeff was voted the Acworth Citizen of the Year. It is quite easy for the majority of people to relate a scenario where they encountered a very noxious smell, but many will not admit the pleasure experienced by a very good smell.
The fragrant smell of home made bread or baked goods can bring back earlier memories; of happy times or of bad Dr. Nedra Dodds times too. This is because the olfactory sense, the sense of smell, is interpreted by the part of the brain that is concerned with our emotions and also affects our moods. As early as B. The term aromatherapy was coined by a French chemist in the s after he had noticed the therapeutic effects of essential oils after badly burning his hand while working in his laboratory and accidentally dunking his hand into lavender oil.
Aromatherapy and its uses have a long history in ancient China, Egypt and India. Research conducted as late as the s at Yale University found that certain odors can lower blood pressure. The scent of. Essential oils also known as essences are a complex mixture of chemicals obtained from the distillation of plants, herbs and flowers with many different properties.
As well as affecting mood, some are antibacterial, antiseptic or anti-inflammatory. They have been used throughout centuries and in various cultures to treat problems ranging from depression and fatigue to insomnia, acne, menstrual cramps and stress. Using the power of scent to either create a mood, or elevate one, can help to contribute to a healthy lifestyle.
The release of endorphins in the brain, that makes us feel good, help us to perform better and keeps us younger at heart. To stay healthy and maintain longevity, literally stop and smell the roses. Be fashion forward and wear the glow of health and longevity. Beauty is truly more than skin deep and starts from within with good diet and lifestyle changes.
Village Town Park. Your Distinguishing Characteristic Everyone is known for something. Including you and I. We may be known for a physical characteristic, a particular character trait, or even the quality or lack thereof in some instances of our work.
We are all known for something, so I presume the question of the moment J. Lee is what do you want to be known for? What are the characteristics of your life that you hope to exude to those around you? I was in a conversation recently when I was asked the following question about a leader that I know very well. This man happens to be in his late fifties and has made a tremendous difference in the world.
He has a lot of admirable qualities that any person would benefit from having. Good communicator? Distinguishing characteristic? Good leader? Engaging Personality? Live a generous life? After a couple minutes of thinking through some of the potential answers, I blurted out the following.
As a matter of fact, I want to be more like Jesus every single time I am with this person. I am not sure there is a greater compliment that anyone could ever give us. I know that in my life I still have a very long way to go. I am a work in progress and I have definitely not arrived. I am not sure what people would say about my distinguishing characteristic right now, but I know what I desire for them to say Acts When they saw the courage of Peter and John and realized that they were unschooled, ordinary men, they were astonished and they took note that these men had been with Jesus.
Heck no! But, I believe I have enough common sense to be among the top 10 percent or so. At the very least, I am not in the bottom ten percent. Comforting, I know. I have seen some C. Phillips awful parenting over the years — and I have only been a parent myself for 12 years now. Those of you who have been parents much longer have seen far worse that I have in my dozen years as a dad. As the previews were beginning to roll, I saw a young dad bring in his son, who looked to be about five years old.
They sat on the front row. At almost the same time, I looked to my left, and saw a mom and dad being seated with their son, who may have been ten years old. I just shook my head. Finally, just as the movie was beginning, two young couples slithered into the row in front of us.
One of the couples had their daughter with them, and she was maybe four or five years. Without giving away anything in the movie, there are brutal sequences of blood and violence. Further, the dialogue between the men is enough to make anyone blush. Some of it is humorous, but some of it is also too vulgar for somethings to hear, much less preschoolers.
It was difficult at times concentrating on the movie, when these parents had their young children sitting in the theater. Irresponsible parents are everywhere. And, whether you agree or not, kids need boundaries.
Further still, they WANT boundaries! My wife and I have a rule about movies. Our kids — ages 11 and 7 — do NOT ever see R-rated movies. Sometimes, we will allow continued on page Some will be looking for a refund, others will be dreading paying money back to Uncle Sam, but any of us could be victims of identity theft at tax time.
BBB provides information from the Internal Revenue Service to stop you from becoming a victim of identity theft at tax time: What is identity theft?
Identity theft occurs when someone uses your personal information such as your name, Social Security number SSN or other identifying information, without your permission, to commit fraud or other crimes. How do you know if your tax records have been affected?
Generally, the identity thief will use a stolen SSN to file a forged tax return and attempt to get a fraudulent refund early in the filing season. You may be unaware that this has happened until you file your return later in the filing season and discover that two returns have been filed using the same SSN.
What to do if your tax records were affected by identity theft? If you receive a notice from IRS, respond immediately. If you believe someone may have used your SSN fraudulently, please notify IRS immediately by responding to the name and number printed on the notice or letter.
For victims of identity theft who have previously been in contact with the IRS and have not achieved a resolution, please contact the IRS Identity Protection Specialized Unit, toll-free, at How can you protect your tax records? How can you minimize the chance of becoming a victim?
Give it only when required. Shopping with coupons has become almost a competitive sport, with cable television shows featuring people who get piles of groceries for little or no cash.
Further growth was expected for and BBB advises consumers to focus on meeting their own needs and understanding store policies for the best results from coupon shopping. To avoid disappointment in the checkout lane, make sure you check the expiration date before you try to redeem a coupon. Coupons are available in newspapers, in the mail or online, and anyone who wants to use them should have no trouble finding coupons on items they use regularly. Make a list of products you need that have coupons before you go shopping.
There may be limits on the number or value of coupons that are doubled or how many may be stacked. Remember to compare the cost of the item with the coupon to the cost of other items, such as store brands. If so, the BBB recommends using extreme caution before divulging any personal information.
If a coupon site asks for sensitive financial information, it could be a scam. Varicose veins Varicose veins are abnormally dilated blood vessels that develop when the one-way valves in the veins fail to work properly and blood backs up in the vein rather than being returned to the heart. Varicose veins affect an estimated 40 percent of women and 25 percent of men, and may be due to heredity, gender, pregnancy, and age, among other factors.
Prolonged standing, obesity, hormone levels, and physical trauma may actually speed up the development of the disease and make the veins worse. This usually meant hospitalization, significant discomfort and a lengthy recovery time. New nonsurgical options are rapidly changing the way varicose veins are treated. Consequently, patients have no hospital stay, no scarring and no recovery time.
Endovenous laser treatment EVLT , uses targeted laser energy to seal the vein shut. This in-office procedure takes less than an hour, offers immediate relief of symptoms, and patients can return to normal activities immediately. Only local anesthesia is required and patients have very minimal or no scarring. Glenn Kerwin, board-certified in vascular and interventional radiology and co-director of Georgia Vein Specialists, the success rate for ELVT is around 98 percent and the satisfaction rate is very high.
ELVT closes the vein completely so that blood can no longer back up in the vein and cause problems. Paid Advertisment.
With credit, you can make a purchase when you lack ready cash and you can enjoy the purchase while you are paying for it. But you leave the tip in cash on the table instead.
If you are close to your credit limit, it could mean a purchase is declined. If you used a debit card, it could mean a bounced check and overdrafts fees. They put an authorization hold on your card for what they think your total bill will be room charge, taxes, incidentals. If you are staying for several nights, this could amount to a lot of money that you no longer have access to; and when you are traveling, that can be a huge problem.
Credit card processors discourage vendors from doing these kinds of holds, but they are perfectly legitimate as long as the vendor notifies customers of the practice. BBB advises consumers to keep tabs on their credit and bank accounts online, especially when traveling, and read the fine print on hotel agreements.
When dining, pay for your check and tip together with either credit or cash, but not both. According to the Federal Trade Commission FTC , the latest foreclosure rescue scam to exploit financially strapped homeowners pitches forensic mortgage loan audits. In exchange for an upfront fee of several hundred dollars, so-called forensic loan auditors, mortgage loan auditors, or foreclosure prevention auditors backed by forensic attorneys offer to review your mortgage loan documents to determine whether your lender complied with state and federal mortgage lending laws.
Nothing could be further from the truth. But even if you sue and win, your lender is not required to modify your loan simply to make your payments more affordable. If you are in default on your mortgage or facing foreclosure, you may be targeted by a foreclosure rescue scam.
The FTC wants you to know how to recognize the telltale signs and report them. If you are faced with foreclosure, the FTC says legitimate options are available to help you save your home. You may be able to negotiate a new repayment schedule. Call HOPE for free personalized advice from housing counseling agencies certified by the U.
For free guidance online, visit www. To learn more about home mortgages and other credit-related issues, visit www. This site offers short, practical tips, videos and links to reliable sources on a variety of topics from credit repair, debt collection, job hunting and job scams to vehicle repossession, managing mortgage payments and avoiding foreclosure rescue scams. All BBB reports and the ability to file complaints can be done at www. BBB reports are also available via the automated phone system 24 hours a day by calling If one has these above items checked on a yearly basis, you can be assured you have done all you can do to prevent costly failures.
This is why you should talk to your financial or tax advisor about your RMDs. It is really important to have your advisor review all of your retirement accounts to make sure you fulfill your RMD obligation. Are RMDs taxable? Yes, the withdrawn amounts are characterized as taxable income under the Internal Revenue Code. Abdominal strengthening not only helps keep your lower back healthy, but also helps maintain good posture.
Postural benefits include an easy, relaxed gait — muscles that are long and supple, rather than short and tight; and an open chest that allows for easy, smooth breathing. If you are wealthy, you may come to see RMDs as an annual financial nuisance, but the withdrawal amounts may be redirected toward opportunities. While putting the money into a savings account or a CD is the usual route, there are other options with potentially better yields or objectives.
That RMD amount could be used to:. Your body is a machine. A lower back problem affects many other areas, ultimately. By making sure to stretch regularly and by including abdominal exercises in your gym routine, you can help ensure having a lower back that works. There are all kinds of things you could do with the money. After resting for 5 to 10 minutes, the teacher will slowly begin to guide you to a seated position to end the class. The smiles begin to spread through the class as the mats are rolled up and the students continue their day.
The emotional benefits of practicing yoga begin to show up as compassion, empathy, joyfulness and patience. We learn to exercise compassion with ourselves and our bodies as we embark on our new path of well-being. This may increase our ability to empathize with others in our lives bringing about ease and calm in our relationships.
How do I find a class? Begin your research on the internet to discover a yoga studio in your community and ask a friend or coworker to join you. Confirm the studio you have chosen has certified yoga instructors with the Yoga Alliance, the governing body of yoga professionals.
The studio should have descriptions of the class offerings and you may venture to take a few different classes to determine which is the best path for you, your schedule and fitness needs. Most studios offer group classes as well as private sessions.
You may find that a private lesson is the most comfortable way to begin exploring yoga. As a beginner student your main job is to show up. Sign up for class, open your mind and explore something new. Allowing the benefits of yoga to find you is easy.
Private sessions must be used within 45 days of activation. On occasion I get asked to speak to different groups about subjects relating to family, faith and fatherhood and typically these are presented in lighthearted atmospheres where my feeble attempts at humor are at least politely appreciated, if not shared.
But recently I was asked by our local congregation to give a class on Family Finances. Here is what we learned. First, money is not evil, however, loving it can put you on an interstate whose destination would make Florida in July feel like the North Pole. Second, there is an entire financial class in the book of Deuteronomy that should be taught in every High School. The foundational principles shared in those chapters would create much more stable households and would enhance both your faith and fiscal peace.
Meghan brings over 10 year's experience to Ann Thomas Salon. She is certified in Keratin treatments and uses the Agave line. Thirdly, a Budget is not a four-letter word…literally! Mark can be reached at mlorler yahoo. Everyone has her own way of expressing sexiness. Chandelier earrings with movement Bold bracelets with shiny details like rhinestones, beading, and gemstones High heels or high-heeled boots in black, bright colors or nudes Small clutch or small-framed handbags Metallic bags Cocktail rings on a manicured hand Hair ornaments or clips that help create an easy up-do Fishnet or patterned stockings.
Sexy, yet elegant black dress Pencil skirts or mermaid shaped skirts A dress or skirt with a prominent back zipper Slim black pants Well-fitted dress with draped neckline Strapless necklines Feminine tops or dresses with one-shoulder, off-the-shoulder or open back styling. Black kohl eyeliner with a wing that extends out and up from the lid Lip-gloss with a hint of color and shine Your best shade of red lipstick Flash eyelashes Classic nail colors, freshly applied Blush or bronzer.
Go for form-fitting pieces, not overly tight ones. Show off your waistline with a belt or with the cut of a top or dress. Flatter your legs with slim skirts or tapered pants. Pay close attention to your hair and makeup. Walk with confidence. My Personal shopping service is available for women who don't have time to hunt through racks of clothing, don't know what looks good on them, or just don't like to shop.
I can take the stress and frustration out of looking your best. Contact me at Sheliafrey. Michael D. W Boar d-certified pulmonary and sleep specialist Michael D. Waldman, W aldman, M. P Board-certified pulmonary and sleep specialist. W Boar d-certified pulmonary and sleep specialist Treating patients right! Girls use money raised through the Girl Scout Cookie Program to make the world a better place-thinking outside the cookie box and bringing their service ideas to life, taking action with projects funded by cookie proceeds.
Girls also learn responsibility through financial literacy and key business and leadership skills:. Treating patients right! The Girl Scout Cookie Program provides girls the opportunity to get involved with communities while learning life long skills that will help them excel as leaders and role models. There is a direct correlation between women business leaders and Girl Scouts- 80 percent of women business owners were Girl Scouts, 69 percent of female U.
Senators were Girls Scouts, 67 percent of female members of the House of Representatives were Girl Scouts and virtually every female astronaut who as flown in space was a Girl Scout. On average, for each box of Girl Scout Cookies sold, 76 percent goes to support girls.
And we know that you will enjoy those Thin Mints and Tagalongs too! Winfield Butlin. If you have a hearing loss, we've got great news. Most hearing problems can be corrected with hearing instruments that deliver clean, refreshing sound and improve the quality of your life! See how new hearing instrument science can help you hear better, even in a noisy environment. You can also stream your cell phone and TV directly to your new digital hearing aids. The store is open Tuesday — Saturday, , and is housed in remodeled space at the current Program Services location at Cobb Parkway North location to prevent additional expense for rent.
Sue Johnson is a clinical psychologist and researcher in the field of couple therapy. She presents and writes on attachment and bonding, the science of love, and interventions to repair relationships. The book presents new scientific evidence that humans are not only capable but are meant to mate for life.
Love Sense is a wonderful book that presents Dr. Dr Johnson states that her research has determined that the first and foremost instinct of humans is neither sex nor aggression as Freud believed. Rather, it is to seek contact and comforting connection. In fact, it endures from cradle to grave. John Bowlby, an English psychiatrist proposed that humans are inherently disposed to love a few precious others who will hold and protect. This drive to bond is innate, not learned.
Babies enter the world small and helpless and require years of nurturing and guarding before becoming independent. In Western culture dependency is a dirty word insisting that healthy adulthood requires emotional independence.
However, close connections to others is one of the strongest predictors of happiness, associated with lower levels of anxiety and depression and makes one more resilient against stress and trauma. Humans need emotional connection to survive and thrive. Humans are happier and healthier when close and connected to others.
Consistent emotional support lowers blood pressure and bolsters the immune system. And for many it is the only one. We live in an era of growing emotional isolation and impersonal relationships.
When these elements are missing, alienation and disconnection take over, and the relationship bond is damaged. Johnson offers an approach to couples therapy called Emotionally Focused Therapy that is designed to help couples learn to open up, send clear messages, and respond to each other on an attachment level.
Bailey is a Licensed Clinical Psychologist with a private practice in Marietta. You can learn more about her by visiting: www.
You may reach her at LeisaB marietta-psychologist. Your comments or questions are welcome. On December 31, my husband lost his job. There was a time in our marriage when I would have been in full-on freak-out mode within hours of hearing that news.
I'd be crying, worrying, calling my best friend and my mom so I could discuss every what-if scenario with them, and I'd be losing lots of sleep.
But I haven't called my best friend, I'm sleeping like a baby, and I'm not worried. Actually, I'm excited to see where this journey will lead us. That probably sounds crazy. When I put it on paper, I should be losing it, big time. On the day I'm writing this, my husband doesn't have any interviews lined up. We are a single-income family now no-income with three children and a mortgage. It's a terrible time of year to become unemployed: Christmas, property taxes due, high heating bills, and two months ago, we dipped into our savings to pay cash for a new-to-me car.
To top it off, my husband's industry is in limbo because the Affordable Care Act is taxing it heavily. Yet my heart is peaceful. Here's the difference between the younger freak-out me and the older peaceful me: The older me has gone through a refining process that's given me more wisdom, more faith and more peace.
When I was younger, I really wanted those things. I didn't like flipping out, but I didn't know how to get them. I didn't get them overnight. Through the years, my husband and I have journeyed down tough roads.
If you're married, you know what roads I'm talking about. Ours have street signs named, "Post-Partum Depression St. For us, every time we ventured down one of those roads, we ended up in a better place than where we started. Sometimes we ended up with a better paying job or a house that sold for a profit, sometimes we didn't. But we always ended up with more faith in God and a stronger marriage, and that's a better place to be. Through trials, we learned how to pray together, and we witnessed God carry us through every single time, without fail.
So the next time we met adversity, we prayed earlier, trusted him more and worried less. I started seeing God's faithfulness over and over, and I slowly stopped freaking out.
I slowly became more peaceful. Until this time, when my husband got the call that he lost his job on December 31, I didn't freak out at all. Peace is an amazing gift. Not valid with other offers or prior purchases. We pierce both ears at once!
High intensity exercise boosts metabolism, rapidly improves cardiovascular capacity, builds lean muscle, and salvages lean muscle. High intensity exercise is effective for almost any fitness goal you may have. Some examples of high intensity exercise are sprints running, biking, rowing, etc , interval work, shortening rest breaks during your workout, and so on.
I know for a fact that there are people out there for whom just the thought of high intensity exercise invokes visions of passing out, getting hurt, or puking in a trash can. These same people steer clear of the most beneficial style of training to avoid those undesirable consequences. Who can blame them?? If you begin a high intensity exercise regimen irresponsibly those things are a possibility. When you begin a high intensity program the right way, however, it is safe, effective, and potentially life changing.
The key is to find the intensity that is right for you. The proper intensity is different for everyone. The idea is to start from wherever you are at today and slowly progress from there. Maybe increase the light jog to a slightly faster run, then over time start adding some sprint intervals, and so on. If you work out at the gym you can start by shortening your rest breaks between sets and continuing to shorten them more and more as your fitness improves.
Just be sure you are at least getting enough rest to maintain proper form and stay safe. My goal with this article is to simply take away the fear of high intensity training. Yes, it can be hard. Yes, it will challenge you. Yes, you will have to learn to push yourself. These are the things that will elicit the amazing results discussed above.
What you do not have to do is push so hard you throw up, or so hard you get hurt, or so hard you pass out. Take a responsible approach and high intensity is safe and extremely effective. So, fear no more! If you are interested in beginning a high intensity workout routine but are unsure how to do so responsibly you can always seek the help and advice of a fitness professional.
Most qualified trainers should be able to set you up on a reasonable progressive plan that will keep you safe and get outstanding results. There are also numerous online resources out there as well.
Jason Goggans, B. Or, call Jason Go to www. First United Methodist Church of Marietta. No strollers allowed on the sales floor. Admission is FREE and strollers are welcome. Sale dates are Thursday, March 13 a. Like us on Facebook! We offer high-quality items at greatly reduced prices. For more information, find us at duewest. Volunteer email is treasurechestvolunteer yahoo. Friday, March 21, 9am-7pm. Saturday March 22, 9am-noon. Preview sale: Thursday open to workers and sellers only.
First time moms can sign up for early shopping privileges. Cobb County Civic Center. More info: www. Starting with the Megillah at am sharp, it will continue with all games plus bouncy house, hair spraying, face painting, tattoos and a Costume Contest! Parents FREE!! Food will be served at an extra cost: cash only. For more information about Congregation Ner Tamid, founded in , visit www. Register online active. Accredited through district-wide accreditation process through AdvancED.
Member of National Catholic Educational Association. Visit marietta5krun. For more delicious recipes like the ones below, purchase a cookbook by visiting the League Web site at jlcm. Add vinegar and lemon juice; soak for two hours. Remove garlic from liquid and rub sides of bowl. Dice half of one clove and leave in liquid. Add egg, olive oil and anchovy paste. Tear Romaine into one inch squares. Toss with croutons and sprinkle with Parmesan Cheese.
Add Pepper to taste. Place in a steamer basket. Steam over boiling water for 12 to 15 minutes or until tender. Add the grapes. Steam for one minute.
Spoon into a serving bowl. Drizzle with the butter. Melt Butter in small pan. Stir in honey, curry, mustard, and salt.
Set aside. Brown chicken in frying pan with a little oil. Drain oil. Put chicken in casserole and pour mixture over it. Bake for 30 minutes. In interest rates fluctuated between 3. In July buyers were struck with ever-changing interest rates that eventually spiraled out of control towards the end of the year.
This began with the announcement from the Federal Reserve stating that they would withdraw funding of their bond purchasing program. This program was created to keep interest rates low as many loan borrowers were expecting. The Federal Reserve has been hinting at ending bond purchasing for months with speculation that this will come to fruition in September However, borrowers should not lose hope. Interest rates are still at an all time low. Buyers and sellers should make their move now if they are planning on buying or selling in the near future.
There are still opportunities to obtain loans with a good down payment. Interest rates will more than likely rise during We feel that rates will continue to rise as the economy continues to improve. With that in mind, interest rates may be a factor in qualifying for a home loan and buying power. There are many knowledgeable lenders in the market place and I would be happy to recommend a reputable lender to help you explore what your options are.
My team would be happy to assist you with any of your buyer or seller questions. Please feel free to give us a call at We would be happy to be a resource concerning areas, prices, or any question you may have about Real Estate and the entire process.
We would also like to invite you to visit our website at www. Manuel A. Davila, D. Chris Vandewater, D. Scott P. Rose, D. Neysa Alice Coker, D. Jonathan MC Threadgill, D. Kinsey, D. Few other products produce results as dramatic, cost-effective and immediate as fillers. Whether your volume loss is in the lips or the cheeks these products work great in reducing those signs of aging. Restylane is composed of hyaluronic acid.
Although it is a natural substance found in all living organisms, the version used in Restylane is non-animal based. In dermatology, it is used to provide volume and fullness to the skin. When the filler is injected into the deep dermis, it adds volume and fullness to smooth facial wrinkles and folds.
It then integrates into the tissue and binds to water molecules to help maintain volume. Restylane is very safe, a natural product, and does not require pre-treatment allergy testing. The effects of Restylane can be seen for six months or longer. Restylane does not have an anesthetic mixed into the gel; therefore some providers suggest using a numbing agent prior to the procedure. Perlane is part of the Restylane family of products and was approved by the FDA in for the treatment of moderate to severe facial wrinkles.
Perlane works very well for the lines from your nose to the corners of your mouth nasolabial folds.
September Issue by Acworth Community Magazine - Issuu
Call now for your FREE evaluation. This package is limited to the first customers. So call today! Crystal has owned several small businesses over the years and is a licensed Real Estate Agent. Rick has also owned several small businesses and is an active member of the Air Force Reserves. It is distributed free by mail. Please send a check or money order to the address above. Acworth Community Magazine welcomes your comments, stories and advertisements.
The deadline for each issue is the 10th of the preceding month. Acworth Community Magazine is not responsible for errors or omissions. No part of this publication may be reproduced or transmitted in any form or by any means without written permission from the Publisher. All rights reserved. Families in Acworth are provided with fun opportunities as well as tranquility.
For instance, Acworth is in the midst of two gorgeous lakes, Lake Allatoona and Lake Acworth, both offering fun for the family year round. Swimming, fishing, boating and camping all take place at the two lakes and its great beaches.
There is a recent article in the Atlanta Real Estate Magazine that was written to promote home ownership and living in our community. We are blessed with affordable homes, education opportunities and recreational opportunities, all of which is located in neighborhood settings that are well maintained. The homeowners of Blue Springs have made extraordinary investments to maintain and improve all the amenities in their neighborhood. These Blue Springs homeowners have invested in their neighborhood and increased their home values by creating a neighborhood that even after 25 years is still a home owner destination for new city residents.
Long time Blue Springs Resident and HOA Leader, Brett North, holding the bow in the center of the picture has been a part of the citizen leadership in our community who understands how 6. Tommy and the Heartthrobs Cobb Heart Walk ! It would be nice to get out of bed — just one morning — without pain. Every time you try and push through the pain… like standing or walking for a long period of time…you pay for it for the next days with even more pain.
Do you have any of the these Arthritic problems? Do you remember the Vioxx scandal? It was a medication designed to relieve arthritis pain…but like all drugs, it had side effects. After years of use worldwide, the makers withdrew it from the market because of the overwhelming evidence it caused heart attacks and strokes.
Ask yourself … after taking all these pain medications…maybe for years…are you any better off? However, old age is not the cause of your arthritis. My name is Dr. Just call before Sept. To take me up on this special offer, you must call before Sept. Call today…Phone I sought out care at North Cobb Spine and Nerve for the pain and stiffness in my neck.
The pain had been bothering me for about 4 months. I was unable to turn my head from side to side, which made driving difficult. Before seeking treatment I had tried multiple muscle relaxants and antiinflammatory medications. The pain in my neck is gone and I am now able to turn my head with no pain. What surprised me most was that I have also had fewer headaches.
The staff here has treated me great and always show genuine concern about my well -being. Thank you, Diana T. Amy Valente D. Now that I have been under care I can ride my bike with my granddaughter, I sleep more hours at night and I can exercise twice as much as I could before.
Think of how you could feel in just a few short weeks. See and feel your life change for the better. Start your body on the way to pain-free, normal living. Feel tight joints rest, relax, free up. Feel muscles tied in knots become more supple. Feel strength in your muscles increase.
Arthritis can be successfully treated. Healthy, pain-free living should be yours. Suite 4 in Acworth. On the corner of Mars Hill Rd. Sincerely, Dr. Amy Valente, D. Blue Springs subdivision formed their HOA in to gather resources to enable them to maintain the quality of life for the residents in their subdivision. They have remodeled the clubhouse, resurfaced the swimming pool along with other major projects that enhance Blue Springs. On July 27, the new tennis courts were officially opened for the residents.
Heaven Scent Cupcakes also has hand dipped ice cream, milkshakes and other novelty snacks. For more information, visit Heaven Scent on Facebook or call Briskey's "Riding the Wind" has a variety of biker apparel, gear, accessories and other great items.
For more 8. This fundraiser benefits the Susan G. Buller was recognized as the Citizen of the Year for West Cobb in by the Chamber of Commerce in honor of her tireless work and ongoing commitment to find a cure for breast cancer.
Leaving a message DOES qualify you to be a winner. Contest rules: A player is eligible to win once every 12 months. For more information, visit their website at www. Simple Elegance is a beautiful boutique with a large variety of candles, jewelry, shoes, handbags and many unique gift items. Acworth or call Stacey at O'Charley's Ribbon Cutting The Acworth O'Charley's is among several restaurants nationwide to undergo a revitalization and reimaging plan that features refurbished store interiors and exteriors, a new brand mark and updated menu items.
It will also offer signature pies such as Stop in and enjoy a meal and say hello to their long time restaurant General Manager of 9 years, Cary Maltby.
O'Charley's is located at Cobb Parkway, N. The event is a mixed doubles, round robin, and will start at 6 p. Space is limited to the 40 players.
The co-ed event has a shotgun start at 10 a. Komen 3-DayTM. Brookstone Country Club is a private club, however, they have agreed to open these events to the public to support the cause. Brookstone is located at Brookstone Drive, in Acworth. Director Bak advised that Gallery is looking forward to future years of operations and growth in the number of artists.
Gallery is located at Cherokee Street in historic downtown Acworth. For more information on the gallery and their hours, visit www. You can make a difference by joining the team by walking or making a donation to the American Heart Association.
As the No. Embracing a healthier life is one of the best gifts we can give to ourselves and those we love. This league is for individuals with physical and or cognitive disabilities and is divided into three age groups; , and older. The season runs September 14 — October For more information or to register, visit their website at www. Financial aid opportunities are available by contacting Lauren Ham at lham acworth. Lunch is at noon, followed by bingo and other special activities.
This program is FREE to all seniors! For more information call Kelly lost her courageous fight against lung cancer this year on June 3. Ace Out Cancer is being held in memory of Kelly. Participants will receive a goody bag. For more information, registration form or to make a donation, email lpaceoutcancer gmail. Please wear white in support of lung cancer awareness. The Great Lake Allatoona Clean Up Volunteers come out each year in late September and help remove litter and debris from the shores of the lake.
After the cleanup, there will be a cookout for all scout troops and volunteers at the Riverside Day Use Area in Cartersville.